• Products
  • Commercial
    • Business Assets
    • Buildings Insurance
    • Plant & Equipment
    • Business Interruption
      • Gross Profit Insurance
      • Advanced Loss of Profits
      • Machinery Breakdown
      • Trade Credit
    • Liability Insurance
      • Public Liability
      • Statutory Liability
      • Employers Liability
      • Professional Indemnity
      • Employers Disputes
      • Directors & Officers Liability
    • Exclusive Solutions
      • Premier Property
      • Rothbury Aviation
      • Rothbury Design Write
      • Yard Guard
      • Platinum Plus
      • Business Defence
  • Domestic
    • House Insurance
    • Contents Insurance
    • Motor Vehicle Insurance
    • Boat Insurance
  • Travel
    • Apply Now »
  • Life

"Rothbury have consistently impressed me with their high standard of service... Our broker really understands our business and is easy to work with - that makes all the difference." David Moore, General Manager, Grayson Engineering Ltd

A Closer Look at Home Insurance

Your house is likely to be your most expensive asset.  You can protect yourself from financial hardship in the event of loss due to unforeseen and/or catastrophic events with house insurance.

There are generally two levels of house insurance available;

Full Replacement Value - full replacement value means that, should the worst happen and your house is destroyed, it will be replaced, irrespective of cost. There are some exceptions to this, which vary from one insurance company to another, and we can take you through the various options and solutions.

Present Day Value - present day value means that your policy will cover the cost of replacing, or repairing, your house to a condition no better than new and less an appropriate allowance for depreciation and deferred maintenance up to the sum insured.

We tailor the best home and contents insurance package to protect everything that needs looking after.  Contact us for an insurance quote or more detailed information on how best to protect your personal assets.

< Back to domestic insurance