Latest Posts

Cash Flow – a business best friend

Cash flow is critical for all business and bad debts can weaken a business. A distrubing trend is liquidators of other companies 'clawing back' payments made up to two years before a company went into liquidation - could your business afford this?

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Insurance customers are often unaware of what their own vehicle policy covers them for when it comes to car hire insurance. I've reviewed a range of policy offerings and car hire insurance agreements. How do you stand?

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After two years of commercial premiums increasing in Wellington due to the capacity of insurers in this earthquake prone region, there is finally some good news.

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The Carriage of Goods Act was amended in June 2014. It's a good time to take a look at the Act and check that you're covered when you use a furniture removals company, send items by courier or local cargo.

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If you've caused an accident or damaged someone's property you may feel morally obligated to fix things. But a word of advice... don't. Let the insurance companies decide who is legally liable.

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Do I need to tell the insurance company I have had a conviction? Convictions are considered a material fact. If your insurance company is not made aware of a material fact they may be able to decline a claim or even cancel your policy.

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Taking your jewellery on holiday

Going away on a luxurious holiday and have packed up all your bling?Make sure you have itemized your jewellery on your travel insurance AND have current, up-to-date valuations, as these would be needed at claim time.

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As a proud nation of DIY handy men and women we like to upgrade, replace, repair and change our most prized of possessions - our homes. If you've done the hard work, remember to increase your sum insured or you may end up paying for those improvements twice.

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Refund my excess now!

'Why didn’t my insurer waive my excess when the accident was not my fault?' Isn’t it frustrating when you have a claim where someone else has caused the accident and you are still being asked to pay the excess!Here is what you need to do at the scene of an accident to try and make sure you don't end up wearing the cost.

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We are just coming to the end of a claim for a client based in Christchurch who had damage in the Canterbury earthquakes. This client had done things right on a number of fronts which meant no surprises at claim time.

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