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We all have precious items that we hold near and dear to our hearts. For my wife it's her jewellery and a photo of her puppy. For me it's my golf clubs and (in case my wife reads this) my wedding ring also.

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Election Fever

New Zealand's general election has some interesting parallels with the insurance market. Read more..

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Cash Flow – a business best friend

Cash flow is critical for all business and bad debts can weaken a business. A distrubing trend is liquidators of other companies 'clawing back' payments made up to two years before a company went into liquidation - could your business afford this?

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Insurance customers are often unaware of what their own vehicle policy covers them for when it comes to car hire insurance. I've reviewed a range of policy offerings and car hire insurance agreements. How do you stand?

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After two years of commercial premiums increasing in Wellington due to the capacity of insurers in this earthquake prone region, there is finally some good news.

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The Carriage of Goods Act was amended in June 2014. It's a good time to take a look at the Act and check that you're covered when you use a furniture removals company, send items by courier or local cargo.

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If you've caused an accident or damaged someone's property you may feel morally obligated to fix things. But a word of advice... don't. Let the insurance companies decide who is legally liable.

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Do I need to tell the insurance company I have had a conviction? Convictions are considered a material fact. If your insurance company is not made aware of a material fact they may be able to decline a claim or even cancel your policy.

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Taking your jewellery on holiday

Going away on a luxurious holiday and have packed up all your bling?Make sure you have itemized your jewellery on your travel insurance AND have current, up-to-date valuations, as these would be needed at claim time.

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As a proud nation of DIY handy men and women we like to upgrade, replace, repair and change our most prized of possessions - our homes. If you've done the hard work, remember to increase your sum insured or you may end up paying for those improvements twice.

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