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Health and Safety at Work Act two years on

Over the last two years, we’ve seen an increase in fines for breaches of the Health and Safety at Work Act as well as a new alternative to prosecution.

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Innocence does not stop a director from getting dragged into litigation either. Directors can face unfounded allegations that must be defended.

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General Liability insurance will cover you for anything that happens to a third party. For example if you damage a clients' property or an injury occurs because of your product or something you or one of your employees did, this is the insurance you need.

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If you are affected by the Nelson bush fire we are here to help. Here's a short guide on what to do, cover for alternate accommodation and claiming for property damage.

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Hazardous substances at your workplace

Hazardous substances are used widely across New Zealand workplaces and a well known serious risk for many businesses which is why it’s important businesses manage their hazardous substances risks and protect people from harm.

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When it comes to managing your liability as a business, it’s important you understand the risks your business may face so you can have the right insurance cover in place.

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Driverless vehicles will mean a whole raft of changes to current laws, roading, infrastructure and licencing, so best we get prepared.

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New asbestos regulations

As part of Worksafe’s plan to reduce workplace related health risks, new asbestos regulations were brought into effect on 4 April 2018.

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The rising tide of insurance premiums

Insurance premiums are increasing due to a number of factors including: continued weather events and natural disasters; rising costs for materials and repairs; compliance costs; frequency and severity of claims; and increases to the Fire Service Levies and Earthquake Commission Levies.

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Natural disasters hitting Kiwi's cost millions every year. We have a closer look at the numbers and discuss business insurance against New Zealand's natural disasters.

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