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The Power of Interruption Insurance

The fire at Vector’s Penrose electricity substation on Sunday morning caused major problems for hundreds of businesses. Business Interruption cover could help many of those with ongoing loss of power.

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Election Fever

New Zealand's general election has some interesting parallels with the insurance market. Read more..

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Cash Flow – a business best friend

Cash flow is critical for all business and bad debts can weaken a business. A distrubing trend is liquidators of other companies 'clawing back' payments made up to two years before a company went into liquidation - could your business afford this?

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Insurance customers are often unaware of what their own vehicle policy covers them for when it comes to car hire insurance. I've reviewed a range of policy offerings and car hire insurance agreements. How do you stand?

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After two years of commercial premiums increasing in Wellington due to the capacity of insurers in this earthquake prone region, there is finally some good news.

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The Carriage of Goods Act was amended in June 2014. It's a good time to take a look at the Act and check that you're covered when you use a furniture removals company, send items by courier or local cargo.

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Never Admit Liability

If you've caused an accident or damaged someone's property you may feel morally obligated to fix things. But a word of advice... don't. Let the insurance companies decide who is legally liable.

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Do I need to tell the insurance company I have had a conviction? Convictions are considered a material fact. If your insurance company is not made aware of a material fact they may be able to decline a claim or even cancel your policy.

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We are just coming to the end of a claim for a client based in Christchurch who had damage in the Canterbury earthquakes. This client had done things right on a number of fronts which meant no surprises at claim time.

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The government is reforming the workplace health and safety system. How will the new regime impact statutory liability for your business?

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