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When it comes to managing your liability as a business, it’s important you understand the risks your business may face so you can have the right insurance cover in place.

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General Liability insurance will cover you for anything that happens to a third party. For example if you damage a clients' property or an injury occurs because of your product or something you or one of your employees did, this is the insurance you need.

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Driverless vehicles will mean a whole raft of changes to current laws, roading, infrastructure and licencing, so best we get prepared.

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Helping you understand D&O insurance

As a Director, you can be held personally liable for not just your own mistakes but also the mistakes and errors of others. Directors & Officers Liability Insurance has grown significantly in the last decade as high profile cases such as Bridecorp, Feltex and Pike River mean there is greater awareness of where claims can arise from.

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Drones are increasing in use for a wide range of businesses. But under Public Liability policies in NZ there is a universal exclusion for claims arising from any aircraft.

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Your home insurance is changing. Again?

Whether you want to change or not the the insurance industry will keep making changes. The Home Insurance goal posts have moved again so we need to think about how we insure our homes again.

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Recently the Supreme Court ruled on the Companies Act 'voidable transactions' regime. What is the effect for creditors?

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Advice to make burglars think twice

It is that time of the year again where opportunists strike if given the opportunity. Here's some advice to make burglars think twice.

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Refund my excess now!

'Why didn’t my insurer waive my excess when the accident was not my fault?' Isn’t it frustrating when you have a claim where someone else has caused the accident and you are still being asked to pay the excess!Here is what you need to do at the scene of an accident to try and make sure you don't end up wearing the cost.

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We are just coming to the end of a claim for a client based in Christchurch who had damage in the Canterbury earthquakes. This client had done things right on a number of fronts which meant no surprises at claim time.

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