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As a proud nation of DIY handy men and women we like to upgrade, replace, repair and change our most prized of possessions - our homes. If you've done the hard work, remember to increase your sum insured or you may end up paying for those improvements twice.

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Refund my excess now!

'Why didn’t my insurer waive my excess when the accident was not my fault?' Isn’t it frustrating when you have a claim where someone else has caused the accident and you are still being asked to pay the excess!Here is what you need to do at the scene of an accident to try and make sure you don't end up wearing the cost.

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We are just coming to the end of a claim for a client based in Christchurch who had damage in the Canterbury earthquakes. This client had done things right on a number of fronts which meant no surprises at claim time.

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10 Tips for Before You Have a Claim

Claiming can be a stressful time. Here are 10 TIPS for before an event occurs that will help with your home, contents and car claims.

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Are Your Legal Defence Costs Insured?

  • POSTED BY: Rothbury
  • CATEGORY:

  • PUBLISHED: March 17 , 2014

An ongoing legal case in New Zealand has affected liability insurance. Depending on how your insurance is structured, you may no longer be able to use it to pay court costs if you have to defend a liability claim. Public liability, D&O, professional indemnity, statutory liability and marine covers (e.g. ship repairers, marina operators) are all affected.

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The government is reforming the workplace health and safety system. How will the new regime impact statutory liability for your business?

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Insurance - What is the purpose?

Too often we blindly trust, judge, make decisions and buy insurance without thinking about what we actually want. Your reasons for getting insurance in the first place will determine which policy will be best for you. It’s time to start thinking about why we actually get insurance in the first place.

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