Tagged Blog Articles
What's covered by General Liability insurance - Infographic
General Liability insurance will cover you for anything that happens to a third party. For example if you damage a clients' property or an injury occurs because of your product or something you or one of your employees did, this is the insurance you need.
Insuring your jewellery on holiday
If you're going on holiday for some winter sun this year make sure the jewellery going with you is insured. Travel policies have limits on individual items but if you talk to your broker or travel insurer you'll be able to itemize more expensive items so they're covered properly.
Is your e-bike or drone covered under your contents policy?
Electric bicycles (e-bikes) and drones have become very popular over the last couple of years but did you know these items may not be covered under your home contents policy?
Liability Insurance demand on the increase
When it comes to managing your liability as a business, it’s important you understand the risks your business may face so you can have the right insurance cover in place.
How will the rubber hit the road when driverless vehicles become the norm?
Driverless vehicles will mean a whole raft of changes to current laws, roading, infrastructure and licencing, so best we get prepared.
How much does a storm cost?
The cost of recent storms across the North Island has been extensive, with many regional businesses suffering huge losses.
Protecting yourself when listing on airbnb
If you’re keen to maximise the value of your asset by turning your home or bach into an income-earner via airbnb, it's important to understand how it will affect your insurance.
Cyclone Cook - Safety First this Easter
A severe weather event is predicted to affect the North Island during Thursday afternoon followed by other parts of New Zealand.
Are you affected by the Port Hills fires?
Our thoughts are with the thousands of people affected by the Port Hills fires. We are here to help. Here's a short guide on what to do, cover for alternate accommodation and claiming for property damage.
Firm prosecuted by WorkSafe NZ
A Northland engineering firm was prosecuted by WorkSafe NZ and ordered to pay over $70,000 after an employee injured an index finger which had to be partly amputated. How would your firms Statutory Liability Insurance respond in a similar situation?
Kaikoura earthquake - lodge your claim by 14-Feb deadline
You only have a 3 month time frame to lodge an earthquake claim for your home, land or contents. If you were affected by the Kaikoura earthquakes the deadline is 14 February.
First steps to cyber security don't cost a cent
Cyber security doesn't have to be an expensive goal - there are some steps that all businesses can take. But there comes a time where free doesn't quite cut it.
Who pays in the Hawkes Bay water crisis?
The Hawkes Bay water crisis is drawing to a close, but what lessons have there been to ensure that businesses are aware of what's covered and what's not in similar disasters?
Preparing for an earthquake - Guide for you and your family
Is your family ready for an earthquake? Here's a quick guide to what you need to do to prepare for an emergency at home or on the go.
Are you affected by the Kaikoura earthquakes?
Safety comes first, call emergency services if required. Call us on 0800 326 753 if you need any help with making a claim, we are here to help.
Court says landlords cannot recover costs for damage
The government is considering changes that will affect the way landlord insurance works. Will it affect your residential investment property?
NZTA releases new protections against water-damaged vehicle imports
Have you ever suffered from unknown water damage on an imported commercial vehicle? New legislation has been put in place to protect you from latent safety issues and unexpected costs to repair hidden water damage.
Landlords - what you need to know about P
40,000 P labs in NZ and 16,000 households occupied by meth users. What does your insurance cover you for as a landlord? How can you reduce your financial risk, protect your property and the health of your tenants?
Most common claims across New Zealand - infographic
Insurance claims were just as prevalent in 2015 as many other years, but which claims were the most common over the 12-month period?
Clock Ticking on Earthquake Claims with NZ’s Limitation Act
The clock is ticking for clients with unresolved earthquake claims. NZ's Limitation Act sets a time period of 6 years in which to bring a claim to Court. It's over 5 years since the start of the Canterbury earthquakes so we recommend you seek legal advice now about filing court proceedings.
5 tips for avoiding a fire insurance claim this winter
Heaters are the second most common cause of fires in the home. Last winter one of my clients lost their personal effects forever due to a heater. Make sure you avoid fires in your home this winter with these 5 tips.
Advice to make burglars think twice
It is that time of the year again where opportunists strike if given the opportunity. Here's some advice to make burglars think twice.
Taking your jewellery on holiday
Going away on a luxurious holiday and have packed up all your bling?Make sure you have itemized your jewellery on your travel insurance AND have current, up-to-date valuations, as these would be needed at claim time.
10 Tips for Before You Have a Claim
Claiming can be a stressful time. Here are 10 TIPS for before an event occurs that will help with your home, contents and car claims.
Insurance - What is the purpose?
Too often we blindly trust, judge, make decisions and buy insurance without thinking about what we actually want. Your reasons for getting insurance in the first place will determine which policy will be best for you. It’s time to start thinking about why we actually get insurance in the first place.
Why don't I get paid the full value?
When you write off your vehicle there is a popular misconception that you will get paid what you Insured the vehicle for or what we call the 'Sum Insured' which is shown on your policy schedule. This is not always the case!
Theft vs burglary excess
Did you ever consider that theft and burglary are different things? In the insurance world they're treated differently, it can impact how much excess you'll have to pay.