Tagged Blog Articles

home loans

Is this the bottom of the current interest rate cycle?

The Reserve Bank is due to announce another Monetary Policy Statement ion November 10, just following the USA election results. What might this mean for our interest rates?

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Five trends of tougher lending criteria

How has tougher home loan lending criteria impacted buyers and vendors over the last few months? Five trends we've seen.

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Tighter LVR rules already in effect for property investors

The new LVR rules mean that available lending on a rental or investment property is now restricted to 60% of the property’s purchase price or value. Borrowers can continue to seek up to 80% lending against their owner occupied property. In some cases, the Bank’s will be able to consider exceeding these limits, but it is very much on a case by case basis.

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A busy week in markets, what does it mean for you?

The Brexit referendum in the UK has created significant rumbles throughout the global financial markets, and it is absolute that there will be continued uncertainties for quite some time. However, the New Zealand markets are actually pretty well placed and likely to continue business as usual.

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