Tagged Blog Articles
What's covered by General Liability insurance - Infographic
General Liability insurance will cover you for anything that happens to a third party. For example if you damage a clients' property or an injury occurs because of your product or something you or one of your employees did, this is the insurance you need.
How will the rubber hit the road when driverless vehicles become the norm?
Driverless vehicles will mean a whole raft of changes to current laws, roading, infrastructure and licencing, so best we get prepared.
New asbestos regulations
As part of Worksafe’s plan to reduce workplace related health risks, new asbestos regulations were brought into effect on 4 April 2018.
Cyber crime - one of the most vulnerable areas for Kiwi businesses
Cyber-crime is becoming increasingly common and is becoming a serious threat to New Zealand businesses. What can you do to protect your business?
What do new drone policies mean for New Zealand business insurance?
New drone insurance policies are now being offered by New Zealand insurers. What does this policy cover and what does it mean for business insurance?
Firm prosecuted by WorkSafe NZ
A Northland engineering firm was prosecuted by WorkSafe NZ and ordered to pay over $70,000 after an employee injured an index finger which had to be partly amputated. How would your firms Statutory Liability Insurance respond in a similar situation?
Landlords - what you need to know about P
40,000 P labs in NZ and 16,000 households occupied by meth users. What does your insurance cover you for as a landlord? How can you reduce your financial risk, protect your property and the health of your tenants?
New law makes workplace health and safety your responsibility
Over 50 people die at work each year (about one a week) in New Zealand, hundreds of people are injured and 600-900 employees die from work-related diseases. These staggeringly sad statistics have prompted the enactment of new legislation the Health and Safety at Work Act 2015 (HSWA), which will come into force on 4 April 2016.
Builder told ‘stop being a baby’ awarded $5,000
A builder told to stop being a baby and get back to work after bringing up an aggressive text he was sent by his boss has been awarded $5,000. Would Employment Practices or Directors & Officers Liability insurance covered the costs?
Drones in Business - Liability Insurance Difficulty
Drones are increasing in use for a wide range of businesses. But under Public Liability policies in NZ there is a universal exclusion for claims arising from any aircraft.
Moving Right Along - Changes to Carriage of Goods Act
The Carriage of Goods Act was amended in June 2014. It's a good time to take a look at the Act and check that you're covered when you use a furniture removals company, send items by courier or local cargo.
Never Admit Liability
If you've caused an accident or damaged someone's property you may feel morally obligated to fix things. But a word of advice... don't. Let the insurance companies decide who is legally liable.
Insurance - What is the purpose?
Too often we blindly trust, judge, make decisions and buy insurance without thinking about what we actually want. Your reasons for getting insurance in the first place will determine which policy will be best for you. It’s time to start thinking about why we actually get insurance in the first place.