Is your business prepared for interruption?

The under insurance of New Zealand SMEs (small medium enterprises) has been in the news a lot over the last couple of years. Even if your business is going well it’s important to plan for the future and anything unexpected. Talking to your broker about the different types of situations that could affect you is a good start.

One of the biggest concerns for business owners today is finding your business unable to operate because of a fire, flood, earthquake or even a cyberattack. Whether that’s for several weeks, several months or longer, ask yourself what would happen to your employees and would your business be able to survive?

If you’re in business, Business Interruption is one type of insurance you should have. Generally Business Interruption covers you for a physical event that damages your property and stops you carrying out business as usual. You can claim for profits you would have earned, for operating costs like wages, and for other expenses you’re still incurring while your business is out of operation.

Every business is unique so your insurance advice should be too. Whether you’re a small, medium or large business owner having the right insurance cover to protect you and your business is one of the best investments you’ll ever make. Talk to your broker to find out more.


Rothbury

About the Author

Name: Rothbury        

Like many of our business insurance clients we're a majority NZ owned company that was started by enterprising Kiwis in 1950. Today, New Zealand is a different place to when we first started. As a consequence, the way…
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Like many of our business insurance clients we're a majority NZ owned company that was started by enterprising Kiwis in 1950. Today, New Zealand is a different place to when we first started. As a consequence, the way we respond to your business and personal protection needs has evolved and matured.

While our core business is still related to creating the best insurance solutions for you, our motivation and passion now lie in being unconditional advocates for our diverse range of clients. In other words people like you.

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Disclaimer: The articles published on this blog are designed to provide general information and do not take into account any individual’s particular circumstances. We recommend that you obtain professional advice on your requirements before making any decision about a financial product.
 


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