More Insurance Options for Drones - Photographers

On 1-Aug-15 the Civil Aviation Authority tightened safety regulations for the use of drones.

There are thousands of UAVs (Unmanned Aviation Vehicles) being flown in New Zealand and with a 96% increase in the number of UAV incidents so far in 2015, it’s good timing that the CAA has taken steps to improve safety and ensure operators are aware of their responsibilities.

 

Liability Insurance Difficulty

Insurance for drones has proven problematic in the past as insurers consider drones to be ‘aircraft’ which causes issues when it comes to Liability Insurance.  There have been a small number of insurers covering drones however we expect the new regulations will mean more insurers are interested in offering this cover.

 

Photographers New Drone Cover

Photographers make up a large percentage of our clients using drones in business.  Rothbury’s insurance solution, Focus Plus, is specifically for photographers who are members of the NZIPP or AIPA.  We’ve been working on behalf of our Focus Plus clients with an aviation specialist to get drone cover in the package and with the change in regulations Focus Plus now includes full flight risk cover for drones and liability cover. 

  • Full flight risk – covers damage to the drone,
  • Liability cover – covers damage to third party property,
  • Attached camera/video equipment – optional cover for equipment attached to drone.

I manage our Focus Plus solution so if you’re a photographer interested in Focus Plus or are an existing client and would like to ensure your drone is covered please get in touch.

 

Covering Drone Liability for Other Professions

For other professions there are a small number of insurance options available for drone cover and we expect more options to open up in the near future.  We are able to advise on which insurance solution will suit you and your business.  Feel free to get in touch at any time for advice or a second opinion, we'd be happy to help.


Kerri Bridgman

About the Author

Name: Kerri Bridgman        

I'm a Commercial Broker at Rothbury Otago. I  exclusively manage the Rothbury Focus Plus photography scheme. I have nearly 20 years of insurance industry experience  in roles varying from claims management to commercial broker support.

My intention with…
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I'm a Commercial Broker at Rothbury Otago. I  exclusively manage the Rothbury Focus Plus photography scheme. I have nearly 20 years of insurance industry experience  in roles varying from claims management to commercial broker support.

My intention with the Focus Plus scheme is to expand and improve the policies we can offer, ensuring that the best possible cover is available to all photographers, from those running a small part time business, right through to the large commercial photographers.

I am in touch with my clients regularly, ensuring that they are fully covered and advising of any  changes and new offerings.   I take pride in being able to offer the best covers and in keeping up to date with industry changes.

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Disclaimer: The articles published on this blog are designed to provide general information and do not take into account any individual’s particular circumstances. We recommend that you obtain professional advice on your requirements before making any decision about a financial product.
 


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