Tagged Blog Articles
Is your business prepared for interruption?
The under insurance of New Zealand SMEs (small medium enterprises) has been in the news a lot over the last couple of years.
Covering the risk of Business Interruption
The “underinsurance” of Kiwi small and medium-sized enterprises (SMEs) has been a recent topic of interest and it’s important that as a business you know how to cover your risks.
Health and Safety at Work Act two years on
Over the last two years, we’ve seen an increase in fines for breaches of the Health and Safety at Work Act as well as a new alternative to prosecution.
The ‘Nuts and Bolts’ of Directors & Officers Liability Insurance
Innocence does not stop a director from getting dragged into litigation either. Directors can face unfounded allegations that must be defended.
What's covered by General Liability insurance - Infographic
General Liability insurance will cover you for anything that happens to a third party. For example if you damage a clients' property or an injury occurs because of your product or something you or one of your employees did, this is the insurance you need.
Are you affected by the Nelson bush fire?
If you are affected by the Nelson bush fire we are here to help. Here's a short guide on what to do, cover for alternate accommodation and claiming for property damage.
Hazardous substances at your workplace
Hazardous substances are used widely across New Zealand workplaces and a well known serious risk for many businesses which is why it’s important businesses manage their hazardous substances risks and protect people from harm.
Liability Insurance demand on the increase
When it comes to managing your liability as a business, it’s important you understand the risks your business may face so you can have the right insurance cover in place.
How will the rubber hit the road when driverless vehicles become the norm?
Driverless vehicles will mean a whole raft of changes to current laws, roading, infrastructure and licencing, so best we get prepared.
New asbestos regulations
As part of Worksafe’s plan to reduce workplace related health risks, new asbestos regulations were brought into effect on 4 April 2018.
The staggering insurance cost of New Zealand's natural disasters
Natural disasters hitting Kiwi's cost millions every year. We have a closer look at the numbers and discuss business insurance against New Zealand's natural disasters.
Free online event for Retailers - protecting your business from cyber crime
Rothbury and Retail NZ are presenting a free online event for retailers.
What was in the budget that affects your insurance costs?
The New Zealand 2017 budget contains some important changes that will affect your home insurance costs. It is worth knowing what to expect.
Personal grievance claims costly for employers despite decrease
Officially, the number of personal grievance claims have decreased over the last few years. But when a claim does end up in court, the costs to employers are on the increase.
Helping you prepare for Fire Service Levy increases
The Fire Service Levy charged on various insurance policies is increasing from 1 July 2017. Use our infographic to calculate your increase so you and your business can be prepared.
3 areas your new business needs insurance for
Is your new business well-insured? If not you could be risking the entire company. Check out these three insurances you need to be covered by.
How much does a storm cost?
The cost of recent storms across the North Island has been extensive, with many regional businesses suffering huge losses.
No change in OCR in face of considerable uncertainty
The Reserve Bank has confirmed last week that there is no cause for change to the current setting of the NZ OCR (Official Cash Rate), which remains at 1.75%. Here's our take on the current economic climate.
What are the biggest risks facing NZ businesses for the remainder of 2017?
Are you covered no matter what occurs? We take a look at a couple of the biggest risks that NZ businesses are likely to face for the remainder of 2017.
Cyclone Cook - Safety First this Easter
A severe weather event is predicted to affect the North Island during Thursday afternoon followed by other parts of New Zealand.
Cyber crime - one of the most vulnerable areas for Kiwi businesses
Cyber-crime is becoming increasingly common and is becoming a serious threat to New Zealand businesses. What can you do to protect your business?
What do new drone policies mean for New Zealand business insurance?
New drone insurance policies are now being offered by New Zealand insurers. What does this policy cover and what does it mean for business insurance?
Firm prosecuted by WorkSafe NZ
A Northland engineering firm was prosecuted by WorkSafe NZ and ordered to pay over $70,000 after an employee injured an index finger which had to be partly amputated. How would your firms Statutory Liability Insurance respond in a similar situation?
First steps to cyber security don't cost a cent
Cyber security doesn't have to be an expensive goal - there are some steps that all businesses can take. But there comes a time where free doesn't quite cut it.
Who pays in the Hawkes Bay water crisis?
The Hawkes Bay water crisis is drawing to a close, but what lessons have there been to ensure that businesses are aware of what's covered and what's not in similar disasters?
Are you affected by the Kaikoura earthquakes?
Safety comes first, call emergency services if required. Call us on 0800 326 753 if you need any help with making a claim, we are here to help.
Kiwi businesses prove slow to take up cyber insurance
A new report has revealed that Kiwis are lagging behind in cyber insurance. Is it time for your business to start looking out for its bits and bytes?
NZTA releases new protections against water-damaged vehicle imports
Have you ever suffered from unknown water damage on an imported commercial vehicle? New legislation has been put in place to protect you from latent safety issues and unexpected costs to repair hidden water damage.
Dairy price falls have knock-on effects for SMEs
According to the latest Business Monitor Survey, a surprising portion of businesses throughout New Zealand have been affected by falls in dairy prices, regardless of whether or not they operate in the industry.
Could self-driving cars put your business at risk?
Autonomous vehicles are getting plenty of headlines at the moment, but they could have an impact on business insurance that many companies hadn't considered.