Tagged Blog Articles
Let’s talk liability
General Liability insurance will cover you for anything that happens to a third party. For example if you damage a clients' property or an injury occurs because of your product or something you or one of your employees did, this is the insurance you need.
How will the rubber hit the road when driverless vehicles become the norm?
Driverless vehicles will mean a whole raft of changes to current laws, roading, infrastructure and licencing, so best we get prepared.
New asbestos regulations
As part of Worksafe’s plan to reduce workplace related health risks, new asbestos regulations were brought into effect on 4 April 2018.
The staggering insurance cost of New Zealand's natural disasters
Natural disasters hitting Kiwi's cost millions every year. We have a closer look at the numbers and discuss business insurance against New Zealand's natural disasters.
Free online event for Retailers - protecting your business from cyber crime
Rothbury and Retail NZ are presenting a free online event for retailers.
What was in the budget that affects your insurance costs?
The New Zealand 2017 budget contains some important changes that will affect your home insurance costs. It is worth knowing what to expect.
Personal grievance claims costly for employers despite decrease
Officially, the number of personal grievance claims have decreased over the last few years. But when a claim does end up in court, the costs to employers are on the increase.
Helping you prepare for Fire Service Levy increases
The Fire Service Levy charged on various insurance policies is increasing from 1 July 2017. Use our infographic to calculate your increase so you and your business can be prepared.
3 areas your new business needs insurance for
Is your new business well-insured? If not you could be risking the entire company. Check out these three insurances you need to be covered by.
How much does a storm cost?
The cost of recent storms across the North Island has been extensive, with many regional businesses suffering huge losses.
No change in OCR in face of considerable uncertainty
The Reserve Bank has confirmed last week that there is no cause for change to the current setting of the NZ OCR (Official Cash Rate), which remains at 1.75%. Here's our take on the current economic climate.
What are the biggest risks facing NZ businesses for the remainder of 2017?
Are you covered no matter what occurs? We take a look at a couple of the biggest risks that NZ businesses are likely to face for the remainder of 2017.
Cyclone Cook - Safety First this Easter
A severe weather event is predicted to affect the North Island during Thursday afternoon followed by other parts of New Zealand.
Cyber crime - one of the most vulnerable areas for Kiwi businesses
Cyber-crime is becoming increasingly common and is becoming a serious threat to New Zealand businesses. What can you do to protect your business?
What do new drone policies mean for New Zealand business insurance?
New drone insurance policies are now being offered by New Zealand insurers. What does this policy cover and what does it mean for business insurance?
Firm prosecuted by WorkSafe NZ
A Northland engineering firm was prosecuted by WorkSafe NZ and ordered to pay over $70,000 after an employee injured an index finger which had to be partly amputated. How would your firms Statutory Liability Insurance respond in a similar situation?
First steps to cyber security don't cost a cent
Cyber security doesn't have to be an expensive goal - there are some steps that all businesses can take. But there comes a time where free doesn't quite cut it.
Who pays in the Hawkes Bay water crisis?
The Hawkes Bay water crisis is drawing to a close, but what lessons have there been to ensure that businesses are aware of what's covered and what's not in similar disasters?
Are you affected by the Kaikoura earthquakes?
Safety comes first, call emergency services if required. Call us on 0800 326 753 if you need any help with making a claim, we are here to help.
Kiwi businesses prove slow to take up cyber insurance
A new report has revealed that Kiwis are lagging behind in cyber insurance. Is it time for your business to start looking out for its bits and bytes?
NZTA releases new protections against water-damaged vehicle imports
Have you ever suffered from unknown water damage on an imported commercial vehicle? New legislation has been put in place to protect you from latent safety issues and unexpected costs to repair hidden water damage.
Dairy price falls have knock-on effects for SMEs
According to the latest Business Monitor Survey, a surprising portion of businesses throughout New Zealand have been affected by falls in dairy prices, regardless of whether or not they operate in the industry.
Could self-driving cars put your business at risk?
Autonomous vehicles are getting plenty of headlines at the moment, but they could have an impact on business insurance that many companies hadn't considered.
NZ health and safety law changes just around the corner
Businesses are being affected by a raft of changes to health and safety laws, which it will pay to be aware of to stay on the right side of legislation.
What are the biggest risks organisations are facing?
There are a number of major risks that organisations will face over coming months, although business leaders are still feeling confident.
Why is under insurance so risky?
Taking out business insurance should be a matter of course for any company, but could taking out too little cover be just as risky as no protection at all?
NZ government to step up cybercrime fight
Keeping abreast of cybersecurity issues is vital for all NZ businesses, and now the government is ready to increase its vigilance.
Business owners give top reasons for working with a broker
A new year often brings new plans and a fresh outlook for many business owners.We’ve put together this handy infographic on why business owners choose to work with a broker for their commercial insurance.
New law makes workplace health and safety your responsibility
Over 50 people die at work each year (about one a week) in New Zealand, hundreds of people are injured and 600-900 employees die from work-related diseases. These staggeringly sad statistics have prompted the enactment of new legislation the Health and Safety at Work Act 2015 (HSWA), which will come into force on 4 April 2016.
Clock Ticking on Earthquake Claims with NZ’s Limitation Act
The clock is ticking for clients with unresolved earthquake claims. NZ's Limitation Act sets a time period of 6 years in which to bring a claim to Court. It's over 5 years since the start of the Canterbury earthquakes so we recommend you seek legal advice now about filing court proceedings.