Employee Benefits

An Employee Benefits programme shows staff that you are invested in their wellbeing & future.

How we can help

Our team brings deep expertise in Employee Benefits. We’ll work with you to design a solution that fits your business goals and supports your people. Reach out to one of our friendly team or enquire online and we will get back to you quickly. 

When done right, employee benefits can make a real difference to your business by helping you:

• Build stronger, more productive teams
   
• Higher employee retention and lower turnover rates
   
• Lower absenteeism, improving attendance and morale
   
• Reduce stress and burnout
   
• Attract top talent by bolstering your employee value proposition
   

Our Products

We provide a range of insurance options, tailored to meet the specific needs and requirements of your business:
 

• Group Health and Life Insurance – A health or life insurance plan that provides coverage for employees and their immediate families, including pre-existing conditions, along with additional add-ons and wellness option.
  
   
• Key Person – To provide financial protection to a company against the loss of a crucial employee, whose death or disability would have a significant adverse impact on the business.
  
   
• Share Purchase – To fund the buyout of a deceased or disabled business owner’s share by the remaining owners, ensuring smooth continuity and transition of the business ownership
  
   
• Employee Life Insurance – To provide a payment to a designated beneficiary with a sum of money upon the insured person’s death or disablement, providing financial security and support to the beneficiaries
  
   
• Employee Health Insurance – to cover the cost of medical care
  
   
• Total and Permanent Disablement (TPD) – To provide a lump sum payment if an employee becomes permanently disabled and are unable to work again, offering financial support for medical costs and living expenses
  
   
• Trauma Cover – Also known as critical illness insurance, provides a lump sum payment upon diagnosis of a specified serious illness or condition, helping to cover medical expenses and other financial needs during recovery
  
   
• Income Protection – To pay a benefit in case of being unable to work due to illness or accident.

As the employer you can choose a category of people to cover but you are unable to choose individuals, or to offer the cover as a voluntary benefit.

Our Providers

As independent advisers, Rothbury Employee Benefits works with a wide range of trusted insurance providers to find the best fit for your business:

Group Insurance Providers we partner with:

• Southern Cross 
   
• Nib
   
• Accuro 
   
• AIA
   
• Asteron Life
   
• Fidelity Life
   
• Partners Life

Our Financial Advisers are engaged directly by Wealthpoint Limited which holds a financial advice provider licence.