Valerie Fraser is known for her strong customer service, relationship‑focused approach, and organised, practical style. She provides clear, high‑quality insurance advice across a wide range of commercial insurance risks, helping organisations understand their exposures and make informed, confident decisions tailored to their activities and governance responsibilities.

Valerie is the co‑owner of the Armourbearer Insurance Scheme, a specialist programme supporting faith‑based organisations with insurance solutions written specifically for their unique operations. Through Armourbearer, she works closely with trustees and leaders to support good governance, clarity, and long‑term resilience.