Business Assets


Business assets insurance / Material damage insurance

Fire, flood, earthquake, burglary and accidents can cause physical loss and damage to your business. This physical loss to buildings, plant and stock are commonly insured under a Material Damage policy. For many businesses their commercial property and the physical assets within them represent a huge investment of capital.

Protecting your business from these unexpected events is one way of reducing risk in your business.

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The most common claims we see are:

  1. Damage to premises due to weather related storms and flooding
  2. Damage to stock following weather related flooding
  3. Property damage and loss of stock and equipment due to burglary
  4. Damaged or lost iphones and laptops (that are less than 2 years old)

We tailor the best insurance package to protect your commercial property and the assets within it.

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Judy Steiner of Mortgage Link Hawkes Bay talks about why she chooses to work with Rothbury as her insurance broker.

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