
Business Interruption Insurance
Business Interruption Insurance can protect your business from lost revenue and profits in the event of a fire, flood, earthquake, burglary or accident.
Business owners can benefit from Business Interruption Insurance to help keep their business running after an unexpected event (such as a natural disaster) that brings operations to a temporary standstill.
Unexpected losses and accidents can make it difficult to keep the doors open but a Business Interruption policy can help you recover from a temporary crisis by covering lost revenue or insurable gross profit. It can also include fixed expenses including staff wages, electricity, loan repayments and relocation costs.
A separate Business Assets or Material Damage policy is required to cover your business assets and has to be triggered first to initiate a Business Interruption claim.
There are other business insurance solutions to help reduce your risk. Here are some examples.
Gross Profit Insurance - can cover you for profit lost or increased costs of working if an insurable event occurs.
Advanced Loss of Profits Insurance - can cover you for financial losses you incur as a result of a delay caused by an insurable event.
Machinery Breakdown Insurance – can cover you for profits lost if your machinery breaks down - (outside of normal wear and tear).

We know getting the right insurance for your business can be difficult.
