Directors & Officers Liability


Directors liability insurance is crucial for protecting your directors against being personally sued for their oversights.

Directors and Officers (D&O) Liability policies offer liability cover for company managers to protect them from claims which may arise from the decisions and actions taken within the scope of their regular duties.

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Even the most experienced and established directors can be personally sued for oversights, which is why your business needs to take out comprehensive cover.

With a director liability insurance policy in place, you can rest assured that you will be protected should incidents occur.

Common D&O risk scenarios

  • Employment practices and HR issues
  • Shareholder actions
  • Reporting errors
  • Decisions exceeding the authority granted to a company officer
  • Failure to comply with regulations or laws

Quite simply managers can make mistakes – and are often personally legally liable for them.  No matter how prudently managers act and how strong their business acumen is, any manager’s decision can result in losses for the company or a third party, and the directors and officers who made those decisions can be held personally liable for those losses and can be involved in costly litigation.

No matter which type of liability insurance in New Zealand you choose, it's essential to pick a policy that is tailored to your specific needs. Every company is different, which is why you can't afford to take any chances when it comes to your directors and officers cover.

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