A snapshot of the major insurance trends affecting New Zealand businesses in 2026, from climate and cyber risk to underwriting and regulatory change. Learn what may influence pricing and protection at your next renewal.

An overview of major building system reforms expected in 2026–27, including new warranty, professional indemnity and liability requirements. Learn what developers, builders, architects and engineers should be preparing for now to meet emerging compliance and insurance expectations.

An overview of the key cyber risks currently affecting New Zealand SMEs, including email compromise, ransomware disruption and payment fraud. Learn which practical controls make the biggest difference and how businesses can strengthen their cyber posture to reduce exposure.

An overview of the growing flood and severe weather risks facing New Zealand businesses, and the potential impact on operations and costs. Learn how to reassess exposure, strengthen resilience and use updated hazard mapping tools to better manage climate related risk.

An overview of how recent RMA changes are shifting greater responsibility onto businesses, including the impact of uninsurable environmental fines and significantly higher penalties. Learn which governance practices, documentation and risk controls businesses need to focus on under the new regime.

An overview of upcoming changes to how Fire and Emergency New Zealand levies are calculated on commercial insurance policies. Learn what may influence your levy at renewal and where businesses should expect change.

