Statutory Liability Insurance

No matter your industry, statutory liability insurance is a smart way to protect your business from unexpected legal costs and penalties if you unintentionally breach the law. If you, your team, or your products accidentally breach New Zealand law, you could be held liable. Our statutory liability cover helps safeguard your business from the financial impact of regulatory investigations and prosecutions.

Statutory liability policies can cover legal defence costs and insurable fines or reparations imposed by the Courts under laws like the Consumer Guarantees Act 1993, Privacy Act 2020, and others. * We’re committed to delivering the best insurance outcomes for you — and we’ll be there to support you if a claim arises. As your Broker, we work for you- not the insurer. With access to over 40 insurance providers, we’ll find the right statutory liability insurance solution at competitive rates and take care of all the paperwork and negotiation on your behalf. You’ll get personal service and quality advice from local brokers who live and work in your community.

We proudly protect over 53,000 Kiwis and businesses across Aotearoa, from Cape Reinga to the Bluff. 

*Note: Cover excludes fines and infringement fees under certain legislation where the law specifically prohibits this. This includes the Health and Safety at Work Act 2015, Employment Relations Act 2000, Resource Management Act 1991 and other laws where indemnification is prohibited.

Statutory Liability insurance can cover prosecutions under many laws, including the Consumer Guarantees Act 1993, Privacy Act 2020 and Health and Safety at Work Act 2015*.

It can cover:

• Costs to defend claims from a regulatory body
• Insurable fines, penalties or reparation costs imposed by the Courts due to the incident*

*The policy excludes cover for any fines charged in relation to the Health and Safety at Work Act 2015, Employment Relations Act 2000 and any associated legislation or regulations or other laws where indemnification is prohibited by that legislation.

Who needs it?

Businesses, Non-Profits, Farmers and Tradies.