Your Business Insurance Broker

As your broker we work for you not the insurer

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Our Insurers

We work with a selected group of trusted NZ insurers to offer you great cover.

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Our Brokers provide you with expert knowledge and negotiate on your behalf to make sure you have cover specific to your situation.

At Rothbury, we understand that no two businesses are alike. Whether you’re a start-up, a growing enterprise, or an established company, protecting what you’ve built is essential. As your trusted business insurance broker, we bring decades of expertise and a deep understanding of New Zealand’s commercial insurance landscape to tailor cover that fits your situation.

Ready to get started? Complete this form and a broker will be in touch within two working days.

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Rothbury Broker Hamish

Business Insurance that works as hard as you do

From small business insurance to comprehensive commercial business insurance, we offer a wide range of solutions designed to safeguard your assets, people, and operations. Our brokers work closely with you to provide a personalised business insurance quote, not just a one-size-fits-all policy. We take the time to understand your risks, so you can focus on running your business with confidence.

Whether you need insurance solutions for business for retail, hospitality, trades, professional services , or something more niche, we’ve got you covered. Our team is here to make the process simple, transparent, and tailored to your goals.

Ready to get started? Reach out today for a personalised insurance proposal and discover why thousands of Kiwi businesses trust Rothbury.

Business insurance FAQs

The business insurance you need depends on how your business operates, the risks you face, and any contractual or regulatory requirements. Many New Zealand businesses choose a mix of cover, such as public liability, professional indemnity, business asset protection, vehicle insurance, and other liability policies.
A business insurance broker can help you understand your risks and arrange cover that suits your business.

The cost of business insurance varies depending on factors such as your industry, business size, turnover, claims history, and the types of cover you choose.
Insurers use this information to price cover based on your individual risk profile.

In New Zealand, the terms business insurance and commercial insurance are often used interchangeably. Both generally refer to insurance solutions designed for businesses rather than individuals, covering areas such as assets, liability, vehicles, and professional risks.

Our Business and Commercial Insurance Types

Association Liability Insurance

Protection for Associations, Non-Profit Organisations and Charitable Trusts. Associations are exposed to a variety of risks. A wrongful act, error or breach of duty may result in considerable financial loss.

Business Assets Insurance

Business Assets Insurance (also known as Material Damage Insurance) can help protect your business by providing cover for physical loss to your buildings, plant, equipment and stock.

Business Interruption Insurance

Helping businesses recover after experiencing an unexpected event which can bring operations to a temporary standstill.

Commercial Motor Vehicle Insurance

Commercial Motor Vehicle Insurance can protect your business operations and minimise disruption if your vehicles are stolen or damaged.

Contract Works Insurance

Contract Works insurance can cover you for damage to your property during work being carried out by a contractor. It is an important part of your business toolkit when you’re working on a construction site.

Cyber Liability Insurance

Cyber Liability Insurance can help protect your business against exposure to serious cyber threats that can impact your business operations.

Directors & Officers Liability Insurance

Protects Directors and Officers against claims alleging a wrongful act, error or omission whilst performing their duties on behalf of the business.

Employee Benefits Insurance

An Employee Benefits programme shows staff that you are invested in their wellbeing & future.

Employers Liability Insurance

Employers Liability Insurance can protect you against claims brought against you by one of your employees if they sustain an injury or illness that is not covered by the Accident Compensation Commission (ACC) while carrying out their work.

Fidelity Insurance

Fidelity Insurance can protect your business or organisation from loss caused by employee dishonesty, fraud or other criminal acts.

Management Liability Insurance

Management Liability Insurance can protect your business, managers, and directors against risks that arise from the operations and management of your company.

Professional Indemnity Insurance

Protect your service-based business against the risk of making a mistake that results in financial loss to your business and clients.

Public Liability Insurance

Public Liability Insurance can protect you if you or one of your employees or the products and services you sell, cause damage or harm to someone else or their property – whether it’s your fault or not.

Statutory Liability Insurance

Protect the business, its directors, and employees from liability arising from an unintentional breach of New Zealand statues.

Your Business Insurance Broker

Our Insurers

Business Insurance that works as hard as you do

Business insurance FAQs

What business insurance do I need?

How much does business insurance cost?

What is the difference between business insurance and commercial insurance?

Our Business and Commercial Insurance Types